ARE YOU CONFUSED ABOUT MEDICARE?
Medicare
Medicare is health insurance for people aged 65 and older. You are eligible to enroll in Medicare 3 months before your 65th birthday. You may also qualify for Medicare before age 65 if you have a disability such as End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (also called Lou Gehrig’s disease).
Medicare offers different options for getting health care coverage. Generally, you only need to sign up for Part A and Part B once. Each year, you have the right to choose how you get your health coverage (Including or changing drug coverage).
Benefits of Medicare Supplements:
Doctors and hospitals
You can select your doctor and hospitals as long as they accept Medicare patients
Guaranteed renewals
You can never be dropped due to health conditions
Referrals
You can see specialists without referrals
Know your costs:
Avoid unexpected out-of-pocket medical costs throughout the year
Network
No network restriction. Coverage goes with you across the united states
Medicare Advantage Plans
A Medicare Advantage plan is a private Medicare insurance plan that you may join as an alternative way to get your Part A and Part B benefits. When you do, Medicare pays the plan a fee every month to administer your Part A and B benefits.
One neat thing about Medicare Advantage plans is that some of them offer minor benefits for routine dental, vision, or hearing. Some plans include gym memberships.
When searching for Medicare Advantage plans with dental and vision, our experts here at Van Vooren Insurance can help you compare those benefits between carriers
Prescription plans (Drug coverage)
Medicare Part D is managed by private insurers and helps cover the cost of prescription drugs. You can add on drug coverage through a stand-alone Part D plan, or you can purchase a Medicare Advantage plan that includes drug coverage.
You can enroll in a Part D plan during your initial enrollment period or special enrollment period. We recommend enrolling as soon as you’re eligible to avoid Part D late penalties. One neat thing about Medicare Advantage plans is that some of them offer minor benefits for routine dental, vision, or hearing. Some plans include gym memberships. When searching for Medicare Advantage plans with dental and vision, our experts here at Van Vooren Insurance can help you compare those benefits between carriers.
